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This e-mail service is for questions and feedback relating to Skandia's E-Commerce services only and should not be used for any contract specific queries. For security reasons we cannot provide confidential shareholder information by e-mail or act on instructions received by e-mail. In this instance please call Skandia Investment Management's administration office on 0131 5259934. For enquiries about existing investments, please write to Skandia Investment Management at the address on the right.

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Issued by Skandia Investment Management Limited, a member of the Skandia group of companies. Authorised and regulated by the Financial Services Authority. FSA Register number 208543. www.fsa.gov.uk/register/. Registered number: 4227837 England. Registered Office: Skandia House, Portland Terrace, Southampton, SO14 7EJ, United Kingdom.